i am letting my van go back because i can’t afford it it and i am filling bankruptcy.but the repo man called and he wants directions to my house because he can find my address.is it my job to give the repo man directions ? i have the van sitting out back facing the highway i am not trying to hide it at alleveryone can see the van from the highway.
My husband’s ex called him out of the blue 6 months ago- she’s going through a nasty divorce. They have been divorced 20 years!!! We have been married 5.
They have one grown daughter, I have one teenage son who lives with us.
My husband divorced her because she cheated on him many times, and when he finally found out she threw him out of his own house-told police he was abusive (lie) and got a restraining order so she wouldn’t have to leave the home.
We had a happy marriage or so I thought. I loved him, was good wife, kept nice house and romance whenever he wanted because I love it too!
Long story short, found out he is leaving me to go back to her! They have been in touch by emails and texts. The house we live in was mine before marriage. I have been unemployed but looking for 2 years. I have no money of my own. I am devastated. When he leaves I will lose everything and have to file bankruptcy-I have spoken to lawyer. I have no choice. No money to pay anything.
At age 48 I will be living with my son at my parent’s house until I get work. I slaved for years to keep that house as a single mom. Now gone.
What would posess a man to go back to someone who did that to him? The first text I saw she said she would never hurt him again-thanks for the second chance! He never even told me he was unhappy in marriage! I ask and get no answers, no explanations. Nice guy. I told him if he was unhappy he should have come to me first to at least try!
The only thing I can logically think of is that she makes good money and he is tired of scrimping without my pay.
He always hated his father because he walked out when he was a baby and he is doing the same to me. In all honesty, why would he want that tramp that dumped him? She left him for a married man!
He will come to her rescue but leave me with nothing? Anyone ever been through this? I am a good, loving woman. I will not take him back-I have dignity, but part of me wants him to realize someday what a selfish jerk he was to do that to me. My son is crushed.
K well like many out there i got stupid a year ago & had to take a Payday loan out to Survive, Well now im paying for it big time. Now i got several payday loans…& i cant keep this up.
I learned my lesson But now i need to find a way to free myself.
Im reacently Married & this has become a burden on both of us, If you read some of my Other questions you can see my Marriage is breaking apart, & the biggest cause are the fact we have few reasorces because of these Payday loans.
Now I have already tooken many Steps:
#1 I have already Closed my Old bank account to keep then from Withdrawing fees.
#2 i have changed my cellphone number to stop them from duing the annoying calls BUT i still try to keep in touch to update.
#3 I have TRIED to takeout a Loan with my Bank to pay these off but BOTH my wifes AND my Credit are Crap.
#4 i have repetedly Called them trying to set up a payment plan With them but there Refusing to work with me or AT LEAST work with my budget.
#5 i have basiclly completely Defualted on at LEAST 3 of them. so i can TRY to pay the others but our Budget STILL wont let me pay MORE then the fee’s & charges.
#6 we have set a budget & sold EVERYTHING we can afford to sell or can sell<including painfully enough pawning our Wedding rings.>
#7 We BOTH have tried looking for a 2nd job but neather of us can find one. to make things worse our current jobs have DRASTICLY cut our pay AND hours back.
#8 we both live in Texas, & i have TRIED to Reaserch texas laws but i dont understand all of it.
#9 I WAS thinking of Bankruptcy, Because we do NOT own a car or a house We rent from her In-laws, We have NO kids, Were both young in are 20′s, Her Parents WILL NOT help us & I my Family gone…
If i do file Bankruptcy i want to do it in a way that will NOT involve my wife in any way!….If i can. Mostly i dont know how to nor do i have the money to File Bankruptcy.
can ANYONE help us consolidate? or know a way we can conslidate these loans?….Im so lost & WE NEED help….I knwo what i did was stupid in the past, I have learned my lesoon about payday loans, Now i Just want to escape & get a chance. PLEASE HELP..any Adivce wil lbe helpful.
Please i dont need ANYMORE payday loans, I need help Do not Answer this if your solution is another payday loan!! or a loan that i cant get. Again i have crap Credit
My wife and I have been together for 12 years. The first 10 and a half were loaded with ups and downs as lifes roller coaster moves along. My wife and I have been through tons of good times and tons of bad times as well. She has stuck by my side through thick and thin. She has been there for me every time I have fallen flat on my face to pick me up, brush me off, and set me back on my horse. Why now, after all these years do I feel as though I love her for who she is, but that I feel empty inside myself and that I feel incapable of showing her the love that she deserves and giving her the life I want for her to have. She is so in love with me that it hurts me to hurt her this way. She has had a really negative life before me (negative childhood, negative and abusive first marriage, depression, anxiety, negative influences, etc), and all I want for her is for her to be happy and to have a good life. But, with the loss of my job after being laid off earlier this year, everything has gone down hill, fast. I have had difficulty in obtaining another career which would provide for her the way I want to provide for her. I feel as though I am a failure as a husband, a lover, a friend and, a father. These feelings have caused me to not love myself, much less anyone else. I fear that all I have done over the last year is hurt her, but she won’t tell me so. I sense it, I feel it, I see it. Our financial stability down the drain, in a negative balance in all of our bank accounts as we are overdrawn, my retirement account tapped out, our investments sold off and the funds used up, potentially on the verge of bankruptcy, our financially secure future up in smoke (??). What makes this more difficult for me is that we have an 11 yr old son together. Our son knows we are having difficulties and he is also aware that his mother and I may be on the verge of seperation/divorce. She is doing all she can, as she always has, to support me, help me, be there for me, but all I do is turn her away and I can’t help but think that if I can’t provide what I want for her, then, it’s best to let her go. I am in extreme turmoil and duress. I can’t sleep, can’t eat, have no feeling, no emotion, an empty shell, can’t make love, but, I LOVE HER, and I can’t show her. I can tell her, but the words feel as though they are hollow when I hear myself say it. She feels it. She senses it.
I fear that my own pride, my own fear, my own anxiety, my own issues are tearing me apart inside, and, therein, tearing apart my relationship with her. For the love that I have for her, I feel that it is best to stop dragging her down with me. I think it best to let her go so that she can go on with her life and not go down in flames with me. She says "…for better or for worse…", but, how can I continue to hurt her by not being able to provide her the life I promised myself and her that I would do my best to give. I pride myself in not hurting ANYONE, but here I am, hurting the one person in my life that has loved me for me, the one person I swore to hold and cherish til death do I part. I have told her that I do love her, but that I am just incapable of showing her. I have told her that I feel it is best for her to leave me so that she does not watch the man she married fall to shambles. I feel that if it was meant to be, and the love that we had was real all along, love will return her to me when I am stable again, but, how much more can I hurt her due to my own failures. Help. I am losing it, I am losing everything I am and I feel as though I have come to the end of my only opportunity to love for eternity.
Oh, and by the way, I am 35, she is 39. She has so much more in store for her out there than I can be and she does not need a failure for a husband. She says, supportively of course, that I am not a failure, but until I can feel in myself that I am not a failure, I can’t believe it from her or anyone else.
I am inquiring for my fiancée. Her ex-husband filed for bankruptcy. She guaranteed a loan for him while they were married and now the loan provider is coming after her to pay off his loan. Is there anything she can do to either get out from under the loan or possibly sue her ex-husband to pay of his loan?
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