I have 3-4 credit cards judgments against me, all purchased by an aggressive collection agency (legal firm). After divorce, I live paycheck to paycheck and have 6-7 checking accounts and keep less than 0 in each. They have the Sheriff collect on BofA about once per month. My question-is there somewhere I can save money for my two children in my current marriage so I can build college savings? I don’t care about money for me, I just need to get them through college (ages 3 and 7). I do not have money to speak to a professional, but maybe some help here and a pointer to the best book on how to protect assets against garnishments. I do not have a house, no longer own anything of value. I cannot pay off all the debt, interest, and fees required of the collector and cannot afford any payments. I must remain under their radar until I can save for college. Small cashier checks hidden at work will not grow until I can invest them. I hope someone can help. Thank you in advance.
