So, I am 23, and my husband is 27. We always get invited to his brothers house who is 25-26 and his wifes house who is also 23.. they have three kids, and we have one daughter.. well every weekend they invite us to go over to their house because they are "partying" with some friends and drinking whatever.. well we hardly go, but when we do go, I don’t drink and I make the night short.. (not past 9pm) so i feel bad for my husband because he wants to hang out with his brother.. but i want to get my daughter home bathed and fed and in bed at a decent hour now have her out all hours of the night so my husband can party with his brother. i understand that he doesn’t get to see him much.. but I mean.. i rather be a good parent and we made a commitment to our child when we decided to have children.. I want to be a responsible parent.. but I don’t want my husband feeling held back either.. how can I compromise with this situation?
by the way, my daughter is only 6 months.. she doesn’t do "nap" times and my husband would never "do something" to my daughter while she is sleeping.. that is just gross
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Now this should sound like a soap opera:
I picked up a telephone call at home and a lady said "did you know that your wife has been cheating on you for years?" She gave me the name + phone of the guy and said the rest is up to you to find out. I was in shock, so I broke the rules of confidentiality at home and installed a Keylogger in our Computer. My wifes mails confirmed that she had an affair that lasted for 2 years (she 36, he 25), but was over for a year or so since she found out that she was just one of several girls he dated.
The funny thing is, she seems to be obsessed with this guy, looking every day at his pictures in hi5, trying to interfere with his love affaires and even buying a book "how to get back with your ex".
Well, I confronted her, told her all I knew and that I had also spoken to the guy and guess what she answered:" Cheating would have been if I had been with both of you at the same time." True, she broke intimacy with me 3 years ago … but I feel very bad now
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K well like many out there i got stupid a year ago & had to take a Payday loan out to Survive, Well now im paying for it big time. Now i got several payday loans…& i cant keep this up.
I learned my lesson But now i need to find a way to free myself.
Im reacently Married & this has become a burden on both of us, If you read some of my Other questions you can see my Marriage is breaking apart, & the biggest cause are the fact we have few reasorces because of these Payday loans.
Now I have already tooken many Steps:
#1 I have already Closed my Old bank account to keep then from Withdrawing fees.
#2 i have changed my cellphone number to stop them from duing the annoying calls BUT i still try to keep in touch to update.
#3 I have TRIED to takeout a Loan with my Bank to pay these off but BOTH my wifes AND my Credit are Crap.
#4 i have repetedly Called them trying to set up a payment plan With them but there Refusing to work with me or AT LEAST work with my budget.
#5 i have basiclly completely Defualted on at LEAST 3 of them. so i can TRY to pay the others but our Budget STILL wont let me pay MORE then the fee’s & charges.
#6 we have set a budget & sold EVERYTHING we can afford to sell or can sell<including painfully enough pawning our Wedding rings.>
#7 We BOTH have tried looking for a 2nd job but neather of us can find one. to make things worse our current jobs have DRASTICLY cut our pay AND hours back.
#8 we both live in Texas, & i have TRIED to Reaserch texas laws but i dont understand all of it.
#9 I WAS thinking of Bankruptcy, Because we do NOT own a car or a house We rent from her In-laws, We have NO kids, Were both young in are 20′s, Her Parents WILL NOT help us & I my Family gone…
If i do file Bankruptcy i want to do it in a way that will NOT involve my wife in any way!….If i can. Mostly i dont know how to nor do i have the money to File Bankruptcy.
can ANYONE help us consolidate? or know a way we can conslidate these loans?….Im so lost & WE NEED help….I knwo what i did was stupid in the past, I have learned my lesoon about payday loans, Now i Just want to escape & get a chance. PLEASE HELP..any Adivce wil lbe helpful.
Please i dont need ANYMORE payday loans, I need help Do not Answer this if your solution is another payday loan!! or a loan that i cant get. Again i have crap Credit



